Ah, California dreams. Sunshine, palm trees, and... the terrifying housing market. Take a deep breath, future homeowner, because before you dive head first into bidding wars and avocado-toast sacrifices, there's a crucial step: pre-approval. It's like a magical key unlocking the golden gates of homeownership, but trust us, some folks lose that key in a hilarious (and avoidable) way. Here's your...